Welcome to Reith & Associates. Serving the community since 1914

IPC Investment Corporation

8:30 AM to 4:30 PM

Monday to Friday

462 Talbot Street

St. Thomas, ON N5P 1B9

(519) 631.3862

Ontario’s Best Commercial Insurance Brokers

Looking for Ontario’s best business insurance can be tough. What do you really need to protect yourself, your company and employees?

We can help by understanding you and your business and design a solution that’s perfect for you. That’s what we call The Reith Commercial Advantage™.

 Safeguard Your Business with Insurance In Ontario

Running a business comes with many responsibilities and a lot more uncertainties. While you are doing everything possible to earn profits and secure your and your family’s future, invest a rational amount in business insurance in Ontario.

It protects your business from unforeseen events like damage caused to and due to

  • Your products or services: General liability Insurance
  • Your commercial vehicles: Commercial insurance
  • Your employees: Professional liability Insurance
  • Your business property: Property Insurance

And at Reith & Associates, we help you buy insurance coverage that safeguards your business interests and helps it thrive for a long time.

Speak to one of our registered business insurance brokers with your needs. We compare the features and rates of more than 40 business insurance companies in Ontario.

You Focus On Growing Small Business. We Will Protect It

A business faces multiple risks as it starts growing. Starting from home to building a big business group, you have come a long way — and need small business insurance coverage more than ever.

Small businesses may have different challenges but there is an insurance policy that compensates for third-party claims, personal injury, property damage and many other unforeseen events. 

And we can help you figure that out.

We are a knowledgeable, experienced and award-winning small business insurance broking firm in Ontario that can help you buy the best insurance solution for your business. 

What we help with 

  • Understand your business insurance needs
  • Shops for insurance policies on your behalf 
  • Sharing instant quotes
  • 24*7 online help 

Speak to one of us at (519) 631. 3862 for all your queries. 

Business Insurance Add-Ons

There are some risks typical to specific businesses. If you find existing business insurance cover inadequate or need extra protection for complete peace of mind,  discover what all you can explore.

Small Business Insurance

Started small? Leverage the benefits of business insurance in Ontario that ensures your small business runs safely and securely without facing closure.

Business Vehicle Insurance

Business cars, or a fleet of delivery trucks, buying commercial auto insurance in Ontario protects you from unexpected events.

Home Business Insurance

Running a business at home is not covered in home insurance in Ontario. Get extra coverage for equipment, inventory, etc at rates you can afford.

Business Interruption  Insurance

Protects businesses like retailers or manufacturers if some unexpected incidents disrupt the working during normal business hours.

Speciality  Insurance

Compensates for special risks which are not common to all businesses like snow removal, electrician, plumbing, engineers, painters, carpenters, architects, etc.

Surety Bonds

Prevents project owners from paying damages or bear the financial loss due to failed or delayed delivery from building contractors or suppliers.

Get tailored business insurance in Ontario that covers maximum risks at competitive rates. Do not compromise on the safety of your business and get

The Reith Commercial Advantage™

commercial advantage

A bespoke program that encompasses the 5 elements of our full spectrum solutions for small and medium enterprise.

  • Offering a digital platform for those who desire an on-line or mobile access to documents, policy changes, claims reporting and generating pink slips and certificates of insurance
  • Ensures the continuity of your business and the preservation of your family’s quality of life
  • A holistic approach to commercial risk management through the application of our unique process and our exclusive discovery method of learning about you, your business and your family’s needs and future expectations
  • A team of dedicated professionals uniquely trained to provide an exceptional client experience

Frequently asked questions

Yes. Owning business insurance is important to keep your business protected from many known and unknown risks for as long as the policy term expires.   In the absence of one, your business may have to incur big damages due to third-party liability claims or other reasons and worse—shut down your business.

Standard small business liability insurance covers financial losses that can result in premature closure of the business.  With a small business insurance cover, you can cover liabilities like

  • Commercial General Liability (CGL) Insurance: Damages against third-party property damage or bodily injuries.
  • Professional Liability Insurance: Damages against claims of professional misconduct, negligence or non-performance.  
  • Commercial Property Insurance: Compensates for unexpected loss to the business property due to theft, fire/water-related accidents or any such external event.
  • Product Liability Insurance: Compensates for bodily harm or property damage resulting from a product you’ve manufactured or supplied.
  • Cyber Liability Insurance: Compensates for the financial loss due to cyber thefts or online crimes.  

Speak to one of our insurance brokers at (519) 631-3862 to find what helps your small business.

The business insurance cost depends on many factors like

  •  Industry Type
  •  Years of Experience
  • Physical Presence
  • Workforce
  • Business Risk Exposure
  • Insurance Deductibles
  • Sales Revenue
  • Business Insurance Claims History

All home-based business owners must buy insurance to cover risks since a typical homeowner policy does not protect you from business-related claims. 

Get extra cover for business equipment, general liability, commercial cars or any unique risk and keep your business running without any interruption.  Talk to our business insurance brokers for the best suggestions.

Every business is unique when it comes to calculating business insurance in Ontario.  There can be many reasons why you’re shelling out more than others. For instance, if you have a big business and make good sales, you would need to pay a higher premium than those with small businesses. 

At Reith & Associates, you get fair and unbiased advice from our specialized business insurance brokers in Ontario 24*7.

Every Question Is Answered—Ask 24*7 Support

If your question is not listed here, we are happy to answer over a phone call. Give us a call at (519) 631-3862, Monday–Friday, 8:30 am – 4:30 pm or by appointment after the office hours time.

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