Welcome to Reith & Associates. Serving the community since 1914

8:30 AM to 4:30 PM

Monday to Friday

462 Talbot Street

St. Thomas, ON N5P 1B9

(519) 631.3862

Quotes

For convenience, you can get a quote online 24/7, but don’t be shy, our broker/advisors are pleased to chat over the phone or meet in person. Choose which option works best for you. Click. Call, Visit.

Business Insurance

business insurance

Renters Insurance

renters insurance

Motorcycle Insurance

motorcycle insurance

Scale business growth & mitigate risks with commercial insurance

A home-based startup, small company, or large business, you can’t thrive without a commercial insurance plan that secures the future against accidents and other market contingencies.

Be it property damage, workplace injury claims, or a lawsuit filed by customers, business partners, or competitors, you can cover a reasonable financial loss while protecting the best interest of your company.

Reith & Associates can help you discover Ontario’s best commercial insurance policy that provides you with maximum protection to your company.

While you focus on growing your business, we explore and examine top insurance policies to build a protection cover against uncertainties.

Industry Experience

We have 100+ years of industry experience in protecting your business interests. You can trust us with your business insurance needs.

Registered Brokers

Qualified, Professional & Works with Registered Insurance Brokers of Ontario (RIBO). Get fair, independent & impartial advice every single time.

Award-Winning

We’re the most award winning insurance broker in St. Thomas & London region. & We refuse to stop working towards excellence and earning industry appreciation.

Time-effective

Quick, Easy & Convenient. We plan and execute every project with meticulous attention to details and the urgency of the situation.

24/7 Help

Reach out to us anytime, anywhere via our web based portal and mobile app. Available to answer your questions 24*7.

Save Money

Bundle up business insurance policies & save big. We’ll do a review & get your maximum savings without altering the coverage.

Safe & Secure

Your business information is protected from unauthorized access, data theft or any unethical activity. Trust us with your auto insurance needs.

Customer Reviews

We value our clients and so do they. Check our customer reviews that are a testament of dedicated & our professional services.

Get tailored commercial insurance in Ontario

Businesses evolve and so do their needs. Standard commercial insurance thus may not protect your business from emerging risks. A tailored commercial insurance policy adapts to your changing business needs and provides optimal coverage.

Whatever be the size, location, or industry you’re into, our insurance brokers will understand your unique business needs to craft a tailored commercial insurance policy that ticks maximum boxes for you.

At Reith & Associates, we have many commercial insurance options for your business to protect their property, assets, and services. We may many big insurance brands as partners, but are driven to work in the best interest of our clients.

Talk to one of our representatives and share your commercial insurance needs in Ontario to get started.

 The types of commercial insurance you can have include

Property insurance

Protects your property from damage caused by theft, fire, floods, on-site injuries, etc.

General liability insurance

Covers damages caused by your business to individuals or anyone’s property.

Errors and Omissions (E&O) insurance

Intended for consultants, contractors, or independent professionals

Commercial Crime Insurance

Compensates for fraud, theft or such criminal acts by employees

Commercial Auto Insurance

Covers damages caused by or happened to commercial vehicles.

Business Interruption Insurance

Recover loss of business revenue due to any disaster-related event

Tenants Legal Liability Insurance

Covers damages caused to your rented space or commercial property

Construction bonds

Protects your business if the contractor fails to honour the surety bond

Property In Transit Insurance

Protects goods in transit like via air, water, rail or motor.

We can make the entire process easy and quick for you to recover the damages and get on with your business. With a perfect insurance policy, you can be assured that your business is well protected and prepared to face a difficult time.

Insurance Companies We Work With

Frequently asked questions

The industry recommends many big names—Allstate, Aviva, Belairdirect and the Canadian Auto Association (CAA)— that can provide you with some great choices.

At Reith & Associates, our loyalty lies with the clients and not a specific insurance brand. We listen to our client’s needs before suggesting any policy product. We as insurance brokers are bound by the Registered Insurance Brokers Act and are committed to providing honest and impartial advice only.

The actual cost depends on a number of factors such as.

  • The types of insurance coverage
  • The past record of commercial insurance policy claims
  • If you have any existing commercial policy
  • Your eligibility for any discount offers

After an initial discussion, our insurance broker will conduct a business risk assessment and provide you with the best quote. It is up to the client to weigh different options and make an informed decision for the business.

Most businesses prefer insurance covers that protect their company from general risks.

It brings us to three types, namely

  • property insurance that covers damages to your business property;
  • liability insurance covers damages to third parties; and
  • workers’ compensation insurance that covers on-the-job injuries to your employees.

As business needs are changing faster than we can think of, there are many new and enhanced insurance types on the market. Speak to your insurance broker to find out the right commercial insurance policy for your business.

No business is legally bonded to buy commercial liability insurance in Ontario. However, it is in the best interest of the business to protect its property, employees, and services against unforeseen turn of events.

Also, some states make it mandatory for car drivers to furnish commercial auto insurance if the vehicle is used for business purposes. In situations like these, you are obligated to protect your business with the best commercial insurance policy in Ontario.

Yes. There is a Machinery Breakdown Insurance that is intended for commonly used business and industry equipment like

  • Electrical
  • Mechanical
  • Computers and communication
  • HVACs
  • Boilers and pressure equipment

It covers the damages caused by the unexpected breakdown of machines like loss of income, repair/replacement cost, poor inventory, and cost incurred due to non-functional machines.

Talk to your insurance broker and confirm if your equipment is covered in this type of insurance.

Every Customer Question Is Answered Here—Ask 24*7 Support

If your question is not listed here, we are happy to answer over a phone call. Give us a call at (519) 631-3862, Monday–Friday, 8:30 am – 4:30 pm or by appointment after the office hours.

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